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Contract Purchase

UK contract purchase financing

A flexible way to buy assets

Contract purchase offers you fixed monthly payments and offers you flexible repayment terms. Contract purchase gives you the opportunity to either retain the asset or return it at the end of the agreement*.

Advantages of Contract purchase

  • Fixed monthly payments - makes budgeting easier - You know the total life costs of the asset - no disposal hassles and costs
  • Flexible terms - various terms and mileages available to suit your needs
  • Optional service contract and added value services - can be included in the agreement for certain assets
  • Guaranteed future value - the finance company fixes an asset resale value which takes effect at the end of the agreement, you have the choice to but the asset, refinance it, hand it
  • Take full ownership at end of contract - you own the asset once all payments have been made if you so wish

Contract Purchase may be your best option if you want to own your asset, yet avoid the risk of depreciation. A guaranteed furture (residual) value reduces your monthly payments thus helping improve your cash flow during the term.

What can I finance with contract purchase?

  • Cars
  • HGVs
  • Buses and coaches
  • Plant and machinery
  • Agricultural machinery
  • Construction
  • Materials handling equipment

* Conditions apply

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