car finance  vehicle financing  agricultural  commercial  industrial     
Asset Finance Made Easy...

Call BCL Finance on 0845 8945198
Types of Finance

Finance Calculator

Finance Types

Operating Lease

Operating lease finance, Scotland

Fixed costs and lower rentals.

Let the leasing company take the risk of depreciation off your shoulders.

Operating lease benefits

  • Fixed costs - for a set sum you can use the asset immediately
  • Cash flow boost - we fix a residual value that lowers your payments
  • Flexible repayments - rentals can be tailored to match your seasonal cash flow
  • Fixed or variable interest options - you decide which suits you best
  • Off-balance sheet - check with your auditor about this business advantage
  • Tax efficiencies - VAT is reclaimable on the rentals, while payments can normally be offset against taxable profit (Different rules apply to cars and commercials)

The Leasing company sets a residual value that reduces your monthly payments. This type of commercial leasing instantly aids your cash flow and makes 'off-balance sheet' funding possible.

What can I finance with an Operating Lease?

  • Cars
  • HGVs
  • Buses and coaches
  • Plant and machinery
  • Agricultural machinery
  • Construction
  • Materials handling equipment

BCL Vehicles